17 Aug 7 Reasons Your Credit Score May Suddenly Drop, Even if You Never Miss a Payment
Congress passed a number of new laws relating to 401Ks and IRAs that make it easier fro people to access retirement funds during the COVID-19 Pandemic. ...
Credit Reporting
25 May Top Challenges Consumer Face When Using Alternative Credit Scoring Systems
Alternative Credit Scoring models can open the door to a credit file for many consumers who previously were unable to establish credit, but these models have their drawbacks. ...
18 May How to Use Alternative Data to Build Your Credit Report
Alternative data can now be used to help consumers build their credit file and create a credit score from things like rent and utility payments....
11 May FICO XD is Changing the Way Consumers Build Credit
FICO XD introduces new ways and different types of data for thin file clients to build a credit file quickly. ...
04 May Understanding Why You Have So Many Different Credit Scores
Consumers today have many different credit files and credit scores that re used to underwrite a consumers ability to repay their credit obligations. ...
05 Aug IT’S NOT RIGHT! How to Dispute Credit Report Inaccuracies
How dispute credit report inaccuracies when you find and error in on your credit file....
15 Jul Your Guide to Initiating a Credit Freeze for Security
Initiating a Credit Freeze can be an effective, proactive step to protect your personal information and prevent identity theft....
20 Jun What’s So Great About the New FICO 9.0 Credit Scoring Algorithm?
Your credit score is calclated by 5 key factors that determine your likelihood to repay a debt. Learn about those factors here. ...
03 Jun How to Access Your Credit Report for FREE!
Here are several ways you can get your credit report and scores for free. ...
