30 Sep Should I Pay Off My Credit Card Debt or My Mortgage?
Paying off high interest credit card debt may save you more money over time, but paying off your mortgage can free up more cash flow in the short term. ...
Blog
31 Aug Should Seniors Consider a Reverse Mortgage to Raise Cash During the Pandemic?
Consider the pros and cons of reverse mortgages before taking out a loan to cover expenses during the Pandemic. ...
24 Aug Should You File for Bankruptcy if a Strong Economy is Just Around the Corner
Follow these steps to avoid filing bankruptcy and destroying your credit on the process. ...
17 Aug 7 Reasons Your Credit Score May Suddenly Drop, Even if You Never Miss a Payment
Congress passed a number of new laws relating to 401Ks and IRAs that make it easier fro people to access retirement funds during the COVID-19 Pandemic. ...
10 Aug IRA and 401K Withdrawals Made Easier During COVID-19
Congress passed a number of new laws relating to 401Ks and IRAs that make it easier fro people to access retirement funds during the COVID-19 Pandemic. ...
03 Aug How to Access Equity in Your Home Without Taking Out a Loan
If you lender has locked you out of taking a HELOC, consider an equity share financing agreement to access cash from your home equity without taking out a new loan. ...
23 Jul Consumers Getting Shut Out of HELOC’s as an Option to Raise Cash During the Coronavirus Pandemic
Lenders are raising requirements for refinancing or HELOCS and lowering the cash-out amounts consumers can take to lower their lending risk during the pandemic. ...
09 Jul Lender Response to the Coronavirus Pandemic Could Negatively Impact Your Credit
Banks have been aggressively defensive in light of the global pandemic, lowering or closing credit lines and increasing lending requirements that could negatively impact your credit score by increasing your credit utilization....
22 Jun Millennials Face a Second Once-in-a-Generation Economic Calamity
Millennials once again face an economic crisis and downturn in the jobs market just as they are now entering their peak earning years. ...
08 Jun Congress Passes Relief for Student Loan Borrowers in CARES Act
Congress passes Student Loan relief as part of the CARES Act, including payment deferrals, interest abatement, payment credits toward loan forgiveness, no negative credit reporting and a halt to collections. ...
